Smart Agent is the dedicated LIC agent software for India — track term, endowment, ULIP and money-back plans, automate premium reminders, and calculate commissions instantly. From ₹999/yr.
Spreadsheets and diaries cannot keep up with a growing life insurance portfolio
A successful LIC agent in India often holds 200, 500 or even 2,000+ active policies across clients. Each policy has its own premium due date, frequency (monthly, quarterly, half-yearly, annual), sum assured, maturity date and rider structure. Term plans renew annually, endowment plans mature after 15–25 years, ULIPs need fund-value updates, and money-back plans have periodic survival benefit payouts. Managing all of this on paper diaries, Excel sheets or the LIC portal alone is tiring and error-prone — and one missed premium reminder can cost you a customer for life.
That is exactly why Smart Agent was built. It acts as the digital second brain of every LIC advisor — automatically surfacing which clients need a renewal nudge today, which policy is maturing next month, and how much commission you have earned this quarter. The WhatsApp renewal reminder module sends personalised messages in Hindi or English with client name, policy number and due date pre-filled — so all you do is press send. For LIC agents who want to scale without stress, dedicated software is no longer optional — it is essential.
Everything a life insurance advisor needs in one app
Term, endowment, whole-life, ULIP, money-back, pension and child plans — all supported out of the box with dedicated fields for each.
Automatic reminders before every premium due date — monthly, quarterly, half-yearly or annual. Never miss a renewal.
See every policy maturing this month, this quarter or this year. Prepare claim documents early and strengthen client trust.
Auto-calculate first-year and renewal commissions, by plan type, client or quarter. Download reports for tax filing and income reconciliation.
Send personalised premium reminders, birthday wishes and maturity notices in bulk — with client name, policy number and amount auto-filled.
Access your entire LIC portfolio from your phone — add policies, check premium status, send reminders anywhere, anytime.
Different plan types, one consistent workflow
Different LIC plans have different data requirements, and generic CRMs often force everything into the same rigid policy form. Smart Agent instead recognises the plan type and surfaces the right fields. For a term plan, you capture sum assured, premium paying term, rider details and beneficiary. For an endowment or money-back plan, you add maturity date, survival benefit dates and bonus projections. For a ULIP, you track fund allocation, NAV, premium allocation charges and switch history. Every plan slots into the same dashboard, yet retains its specific profile — so your reports and reminders always stay accurate.
Ek LIC agent ke paas sekdon policies hoti hain — har policy ka premium date alag, maturity date alag, commission rate alag. Smart Agent aapke liye ye sab automatically track karta hai. Hindi aur English dono mein kaam karta hai, free mobile app bhi milta hai, aur WhatsApp pe clients ko reminders bhejna sirf do click ka kaam hai. Naye LIC advisors ke liye ye sabse asaan aur sasta software options mein se ek hai.
Four transparent plans. Pick the one that fits your portfolio size.
Silver ₹999/yr (150 policies) • Gold ₹1,499/yr (800 policies) • Diamond ₹2,499/yr (1,500 policies) • Platinum ₹3,499/yr (3,000 policies). Every plan includes unlimited clients, a free Android app, WhatsApp reminders, commission tracker and a free agent website.
Smart Agent is among the best LIC agent software options in India, with purpose-built workflows for term, endowment, ULIP and money-back plans, automatic maturity and premium alerts, and commission calculation. Plans start at ₹999/yr and include a free Android app.
Yes. Smart Agent automatically tracks policy maturity dates for endowment, money-back and term plans, and sends alerts to both the agent and the client well before maturity so paperwork is completed on time.
Yes. Smart Agent stores ULIP-specific fields — fund value, premium allocation, policy term, switch history and beneficiary details — alongside regular LIC life insurance plans.
Yes. Smart Agent offers a free trial with 5 RC checks and 10 policies — no credit card needed. LIC agents can test the full interface including policy add, premium reminder and commission report flow before subscribing.
LIC agent ke liye software ek digital CRM hota hai jahan aap apne saare clients, unki policies, premium dates, maturity dates aur commission ek jagah track kar sakte hain. Smart Agent aisa hi ek software hai — Hindi mein bhi available, ₹999/yr se shuru, aur free mobile app ke saath.