All Features

Every Tool an Agent Needs

Clients, policies, renewals, commissions, RC check & reports — one app, total control across India.

Built for Indian Insurance Agents
Instant RC & Challan Check
📲 WhatsApp Renewal Reminders
🔒 Bank-Grade Encrypted & Secure
Core Features

Everything You Need

Policies, commissions, RC, team & more — in one place

👥

Client CRM

Store unlimited client profiles with vehicle info, health records, policy history, KYC documents & contact details. Search, filter and segment your client base in seconds.

Unlimited Clients Smart Search
📋

All-Type Policy Tracking

Manage Motor, Health, Life, Term, Marine, Fire & General policies in one place. View status, premium, expiry date, insurer and commission breakdown instantly.

Motor Health Life General
🚗

Live RC & Challan Check

Enter any vehicle number — get RC details (owner, engine, chassis) and pending challans in 5 seconds. Pay-as-you-go with no monthly subscription.

Pay As You Go No Subscription 5 Sec Results
💰

Commission Tracker

Auto-calculate commission for every insurer and product type. Break down by policy, month or agent. Download payout reports instantly — zero manual errors, zero disputes.

Auto-Calculate Insurer-wise
📲

WhatsApp & SMS Reminders

Each message auto-fills client name, policy details, expiry date & premium. Bulk-remind 200 clients in 2 minutes.

WhatsApp SMS Bulk Send
📒

Accounting & Ledger

Track every transaction — customer dues, premium collections, partial payments & receivables. Client-wise credit/debit ledger with outstanding payment reports on demand.

Ledger Outstanding
🗄️

Secure Document Vault

Upload and store policy PDFs, ID proofs, RC copies & client files in the cloud. Bank-grade encryption, accessible only to you and authorized team members. Go fully paperless.

Encrypted Cloud Paperless
📊

Business Reports

Full visibility into renewal pipeline, premium collected, insurer-wise business, commission earned and agent-wise performance. Export unlimited reports in one click.

Analytics Unlimited Export
📱

Free Android App

Run your entire insurance business from your phone. Smart Agent app on Play Store syncs policies, clients, commissions & RC checks in real time — wherever you are.

Free Real-Time Sync
🌐

Free Agent Website

Every subscription includes a ready-made professional website for your insurance agency — build your online presence without any coding, hosting or extra cost.

Free All Plans
☁️

Cloud Access

Work from any device — desktop, tablet or mobile — anywhere with internet. No installation, no updates. Your data is auto-backed-up to secure cloud servers 24/7.

Any Device Auto Backup
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Team Management

Add employees with role-based access — control what each member can view or edit. All plans include 2 free employee accounts; upgrade for more.

2 Free Accounts Role-Based
🤝

Sub Agent Network

Add unlimited sub agents under your main account. Auto-calculate commission sharing across the network — expand across cities without losing control or track.

Unlimited Commission Split
🏬

Multi-Branch Operations

Manage multiple office locations from one centralized dashboard. Get consolidated reports across all branches — ideal for growing agencies and RTO consultants.

Central Control Branch Reports
🪪

Driving License Manager

Track DL expiry dates, auto-send renewal reminders and maintain a complete licence database. Instant verification — essential for RTO agents.

Instant Verify Expiry Alerts
🔐

Customer Login Portal

Your approved customers can log in to their own dashboard and check their policy details, expiry dates, premium history and documents anytime — reduces repeat calls and builds trust in your agency.

Self-Service Approved Access 24/7
Insurance Types

Built for Every Category

Workflows tailored to each insurance line

🚗

Motor & Vehicle Insurance

Live RC tracking, challan verification, separate OD/TP handling, 2-wheeler & 4-wheeler policies, insurer-wise renewal tracking and secure vehicle document storage.

🏥

Health Insurance

Manage individual & family floater policies, mediclaim, sum insured, premium due dates and cashless hospital networks. Auto renewal alerts ensure continuous coverage.

🛡️

Life Insurance & LIC

Full portfolio of term, endowment, money-back & ULIP plans. Track premium frequency, maturity dates, sum assured and beneficiary info with auto maturity alerts.

🏢

General Insurance

Property, fire, marine, travel and commercial insurance — track policies, sum insured, premiums and renewals from one interface with full commission reporting.

FAQ

Feature Questions

Common questions, clear answers

Smart Agent supports all insurance types: Vehicle/Motor (two-wheeler, four-wheeler, commercial), Health (individual, family floater, mediclaim), Life (term, endowment, ULIP), Marine, Fire, and all General insurance categories — managed from a single dashboard.

Simply enter a vehicle's registration number and Smart Agent instantly retrieves the RC details (owner, engine number, chassis, etc.) and any pending challans/fines from public databases. Pay-as-you-go with no subscription — perfect for motor insurance agents verifying vehicles before issuing policies.

Yes. Smart Agent lets you send personalized policy renewal reminders to clients via WhatsApp and SMS automatically. Each message is auto-filled with the client's name, policy details, and expiry date — saving insurance agents hours every week and boosting renewal rates significantly.

Client storage is unlimited across all plans. The plan limits (150, 800, 1,500, or 3,000) apply to the number of active policies — not your customer database. You can always keep complete history of all your insurance clients.

Ready to start?

5 free RC checks + 10 free policies. No card needed.