All Features

Powerful Features Built for Indian Insurance Agents

From client management to commission reports — every tool you need to run a profitable, organised insurance agency is right here.

2500+ Active Agents
Instant RC & Challan
📲 WhatsApp Reminders
🔒 Encrypted & Secure
Core Features

Complete RTO & Insurance Agent Solution

Everything you need for vehicle registration, license management, insurance policies, and team expansion

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Smart Customer Management CRM

Store and manage unlimited client profiles with complete details including vehicle info, health records, policy history, contact details, and documents. Filter, search, and segment your client base instantly. Never lose a client detail again.

CRM Unlimited Clients
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All-Type Policy Tracking

Track every policy category — Motor, Health, Life, Term, Marine, Fire, and General Insurance — from a unified dashboard. View status, premium amounts, renewal dates, insurer details, and commission breakdown for each policy in seconds.

Motor Health Life General
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Live RC & Challan Check

Instantly look up RC (Registration Certificate) details and pending challan/fine status for any vehicle registered in India. Pay-as-you-go at just ₹5/check — no monthly subscription required. Essential tool for every motor insurance agent.

₹5/Check No Subscription Instant Results
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Accurate Commission Engine

Automatically calculate commissions for every insurer and product type. View commission breakdown by policy, insurer, month, or agent. Download instant commission reports for payouts and dispute resolution. Zero errors guaranteed.

Auto-Calculate Insurer-wise Reports
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WhatsApp & SMS Renewal Reminders

Send personalized policy renewal reminders to clients via WhatsApp or SMS with one click. Reminders include policy name, expiry date, premium amount, and a call to action. Schedule reminders in advance — never miss a renewal opportunity.

WhatsApp SMS Automated
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Credit & Debit Ledger (Accounting)

Track every financial transaction — customer dues, premium collections, partial payments, and your receivables. Maintain a complete credit/debit ledger for each client and get outstanding payment reports at any time.

Ledger Outstanding Reports
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Secure Document Vault

Upload and store policy documents, ID proofs, RC copies, and other client files securely in the cloud. All files are 100% encrypted and accessible only to you and authorized team members. No more searching through physical files.

Encrypted Cloud Storage
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Powerful Business Reports

Gain complete visibility into your insurance business. View reports on renewal pipeline, total premium collected, insurer-wise business, commission earned, and agent-wise performance. Export unlimited reports with one click.

Analytics Unlimited Downloads
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Free Android Mobile App

Manage your entire insurance business from your smartphone. The Smart Agent Android app (available free on Google Play) syncs all data in real-time so you always have the latest information at your fingertips — wherever you are.

Free App Real-Time Sync
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Free Professional Website

Every Smart Agent subscription includes a free professional website for your insurance agency. Share your services and build your online presence — without any technical knowledge or additional cost.

Free Included in All Plans
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Cloud-Based Access

Access your complete insurance business dashboard from any device — desktop, tablet, or mobile — anywhere with an internet connection. No installation required for web access. Your data is always backed up automatically.

Any Device Auto Backup
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Employee Access Management

Add team members to your Smart Agent account with controlled access rights. All plans include 2 complimentary employee accounts so your team can collaborate efficiently without compromising data security.

2 Free Employees Role-Based Access
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Sub Agent Management Network

Build your agency network by adding unlimited sub agents under your main account.Auto-calculate commission sharing. Perfect for expanding your business across cities without losing control.

Commission Sharing Unlimited Sub Agents
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Multi Branch Operations

Manage multiple branch locations from a single centralized dashboard. And get consolidated reports across your entire network. Ideal for growing insurance and RTO agencies.

Central Control Branch Reports
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Driving License Management

Track license expiry dates, send renewal reminders to clients, and maintain a complete database of driver licenses. Essential for RTO agents handling vehicle registrations and insurance.

₹5/Check Expiry Alerts Instant Verification
Insurance Types

Specialized Tools for Every Insurance Type

Smart Agent is built to handle the unique workflows of each insurance category

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Vehicle / Motor Insurance

Comprehensive motor insurance management with RC tracking, challan status verification, two-wheeler and four-wheeler policy separation, OD and TP policy handling, insurer-wise renewal tracking, and vehicle document storage.

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Health Insurance

Manage individual and family floater health policies, track sum insured, premium due dates, cashless hospital networks, and client health records. Send renewal alerts well before policy expiry to ensure continuous coverage.

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Life Insurance

Full life insurance portfolio management including term plans, endowment, money-back, and ULIPs. Track premium frequency, maturity dates, sum assured, and beneficiary details. Get maturity and premium payment alerts automatically.

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General Insurance

Handle all general insurance categories including property, fire, marine, travel, and commercial insurance. Track policy details, sum insured, premium amounts, and renewal dates from one unified interface.

FAQ

Feature Questions Answered

Common questions about Smart Agent's features and capabilities

Smart Agent supports all insurance types: Vehicle/Motor (two-wheeler, four-wheeler, commercial), Health (individual, family floater), Life (term, endowment, ULIP), Marine, Fire, and all General insurance categories — managed from a single dashboard.

Simply enter a vehicle's registration number and Smart Agent instantly retrieves the RC details (owner, engine number, chassis, etc.) and any pending challans/fines from government databases. It costs just ₹5 per check with no subscription — perfect for motor insurance agents verifying vehicles before issuing policies.

Yes. Smart Agent lets you send personalized renewal reminders to clients via WhatsApp and SMS. You can schedule reminders before expiry. Each message is auto-filled with the client's name, policy details, and expiry date — saving you hours every week.

Client storage is unlimited across all plans. The plan limits (150, 800, 1500, or Unlimited) apply to the number of active policies you can manage at a time — not your customer database. So you can always keep a complete history of all your clients.

Ready to Streamline Your Insurance Business?

Get 5 free RC/Challan checks and 10 free policies with your trial. No credit card required.