India's #1 Insurance Agent Software

Smart Agent: The all-in-one digital powerhouse built for Insurance Agents & RTO Advisors. Manage clients, track policies, get expiry alerts, store docs securely, check RC/Challan instantly, and generate accurate commission reports. Zero paperwork. Total control. Pure growth.

Trusted by 1000+ agents

24/7 customer support

Secure Data

User Friendly

Smart Agent Dashboard

Key Features of Smart Agent

One powerful app for every insurance agent — Vehicle, Health, Life, Marine, Fire & more

Smart Customer Management

Store unlimited clients with complete details — vehicles, health records, assets — everything in one place.

All-Policy Tracking

Manage Vehicle, Health, Life, Term, Marine, Fire & every policy type with auto expiry alerts & renewal tracking.

Live RC & Challan Check

Instant RC details, challan status check & complete vehicle information — pay-as-you-go at just ₹5/check. No subscription needed for RC & Challan

Accurate Commission Engine

Auto-calculate commissions for every insurer & product — zero errors, instant reports, on-time payouts.

One-Click Renewal Reminders

Send personalized renewal alerts via WhatsApp/SMS with policy details — customers renew faster.

Credit/Debit Ledger

Track every rupee — customer dues, payments, your receivables — complete financial control.

Secure Document Vault

Upload & store policy copies and vehicle documents — 100% encrypted and available anytime.

Powerful Business Reports

Analyze renewals, premiums, commissions & insurer-wise performance — grow smarter.

Works for Every Agent

Motor | Health | Life | General — one app that fits every business model.

Cloud-Based Access

Access your data securely from anywhere — desktop, tablet, or mobile.

Manage All Insurance Types

Complete solution for every insurance category

Vehicle Insurance

Comprehensive vehicle insurance management with RC tracking, challan checks, and policy renewals.

Health Insurance

Manage health insurance policies, track renewals, and handle efficiently.

Life Insurance

Complete life insurance portfolio management with premium tracking and maturity alerts.

General Insurance

Manage various general insurance policies including property, travel, and business insurance.

Smart Agent Pricing

One platform. All solutions. Premium features at a price every agent can afford.Choose the plan that makes insurance work easier than ever.

Silver

₹ 999
50% OFF/First year

₹2000 Yearly

  • Up to 150 Policies Manage
  • Basic Dashboard
  • Free Mobile App
  • Free Professional Website
  • 02 Complementary Employee Access
  • Document reminders & alerts
  • customer support
  • Analytics & reporting
  • Unlimited Report Download

Gold

POPULAR
₹ 1499
50% OFF/First year

₹3000 Yearly

  • Up to 800 Policies Manage
  • Basic Dashboard
  • Free Mobile App
  • Free Professional Website
  • 02 Complementary Employee Access
  • Document reminders & alerts
  • customer support
  • Analytics & reporting
  • Unlimited Report Download

Diamond

BEST VALUE
₹ 2499
50% OFF/First year

₹5000 Yearly

  • Up to 1500 Policies Manage
  • Premium Dashboard
  • Free Mobile App
  • Free Professional Website
  • 02 Complementary Employee Access
  • Document reminders & alerts
  • Priority support
  • Analytics & reporting
  • Unlimited Report Download

Platinum

₹ 3499
50% OFF/First year

₹7000 Yearly

  • Manage Unlimited Policies
  • Premium Dashboard
  • Free Mobile App
  • Free Professional Website
  • 02 Complementary Employee Access
  • Document reminders & alerts
  • 24/7 priority support
  • Analytics & reporting
  • Unlimited Report Download

Why Choose Smart Agent?

Complete CRM + Policy Suite

One app for customers, every policy type (Motor, Health, Life, General) and renewals — no tool switching ever.

Instant WhatsApp Automation

Send renewal reminders with one click — customers reply faster, you close quicker.

Never Miss a Renewal

Auto expiry alerts for every policy + smart follow-up reminders — turn renewals into guaranteed income.

100% Accurate Commissions

Automatic commission calculation & payout tracking across all insurers — no disputes, no short-payments.

Bank-Grade Security

All documents & data encrypted — safe, compliant, accessible only to you.

Growth-Focused Reports

Track pipeline, premiums, renewals & earnings — know exactly what’s working and scale fast.

Works for Every Agent

Life | General | Health — one powerful app that fits all.

Indian Support Team

Real humans, Hindi/English, available 6 days a week — your success is our priority.

About Us

Our mission is to simplify insurance and RTO operations by providing a smart, all-in-one platform

Our Story

Smart Agent was born out of a real need — to reduce manual work, missed follow-ups, and document chaos faced by insurance agents and RTO consultants every day. Built by industry experts in insurance and technology, our platform is designed to automate daily tasks like policy renewals, RC and challan checks, commission tracking, and even WhatsApp reminders — all from a single dashboard.

Whether you're managing a few clients or scaling your agency, Smart Agent helps you stay focused on growth, not paperwork.

Our Mission & Vision

Our Mission

To empower insurance agents with smart, automated tools that simplify policy management, client communication, and commission handling.

Our Vision

To become India's most trusted platform for insurance professionals with cutting-edge digital solutions.

Meet The Team

The experts behind Smart Agent's success

Shri Ram Legha

Shri Ram Legha

Founder & CEO

With over 17 years of experience in the insurance and technology sectors, Shri Ram leads Smart Agent's mission to transform the insurance industry through innovation.

Ramdev Tard

Ramdev Tard

Marketing Head

Ramdev Tard is responsible for spreading the word about Smart Agent, driving customer engagement, and ensuring our platform reaches every insurance agent across the country.

Jagdish Tard

Jagdish Tard

Chief Technology Officer

Jagdish Tard is a software engineering expert with a passion for developing scalable, reliable systems. He ensures Smart Agent remains at the forefront of technology.

Frequently Asked Questions about Smart Agent

Your most common insurance CRM questions — answered clearly.

Smart Agent is a complete insurance CRM and policy management software designed for Indian insurance agents and RTO advisors. It helps you manage customers, policies, renewals, commissions, RC/Challan checks, reminders and documents — all from one dashboard.

Smart Agent is used by Motor, General, Health and Life Insurance Agents, Brokers and RTO Consultants across India. It is suitable for individual agents as well as agencies.

Yes. Smart Agent allows you to send policy renewal reminders to customers through WhatsApp or SMS so no expiry is ever missed. Many agents also use it as a renewal reminder CRM for insurance.

Yes. You can manage Motor, Health, Life, Term and General Insurance policies in one system, including premium tracking and commission records.

Yes. Your data is stored on encrypted and secure cloud servers. Only you and your authorised staff can access your Smart Agent account.

Yes. Smart Agent works on both web and Android mobile app so you can manage customers, policies and renewals anytime and anywhere.

Smart Agent plans start from ₹999 per year for single insurance type management. You can also choose all-insurance-type plans depending on your business needs.

Yes. Our Indian support team is available Monday to Saturday to assist with onboarding, setup and day-to-day usage of the software.

Smart Agent is built specially for the Indian insurance market with features like RC & Challan check, renewal automation, WhatsApp reminders and commission tracking — making it a complete insurance agency management system in one platform.

Get in Touch

We would love to hear from you! Please fill out the form below:

Enter a 10-digit mobile number

Contact Information

  • Address: R.K. Puram First Road, Near Raisar Railway Fatak, Nokha
  • Email: info@apnainfotech.com
  • Phone: +91 9529721111
  • Hours: Monday to Saturday, 9:00 AM to 6:00 PM
OLIVE bot icon